Central Banking & Regulation: Nepal Rastra Bank loosened foreign investment limits for banks and financial institutions, allowing extra allocations into highly liquid foreign government bonds (up to an additional 10% of the total limit, extendable to 50% for up to five years) and adding room for hedging-related investments. Banking Supervision: Bank of Ghana outlined new Credit Risk Management and Liquidity Coverage Ratio directives to tighten credit frameworks and introduce a 30-day liquidity stress benchmark. Digital Lending Push: India’s DFS Secretary urged public and private banks to expand digital outreach and move toward end-to-end digital loan processing, including better awareness and handling of insurance claim grievances. Cyber & Fraud Risks: South Carolina’s school choice program faced a phishing scam targeting vendors’ banking details, while South Korea opened probes after AI-linked cyberattacks hit major banks. Crypto & Payments: Ripple joined OKX’s funding round at a $25bn valuation, and Bitget Wallet’s COO argued self-custody needs clearer permissions and recovery controls after a reported exchange breach. Tokenization & Markets: State Street called collateral mobility the “holy grail” for tokenization, as central banks kept buying gold (39 tonnes in August). Banking in the Real World: A Ghana court granted bail to a community bank manager accused of stealing GH¢1m, and a Mississippi high school opened a student-led credit union to teach hands-on financial skills.